When deciding what type of investment product (or products) – personal stocks, bonds, mutual funds, or ETFs – to include in your portfolio, it is important to consider the cost of investment and the amount of time and effort involved. To spend on building and maintaining your portfolio. You can create a portfolio with only 1 type of investment product, or you can hold a combination of products.
You can ask yourself a few questions to help make the choice a little easier – see below. Or if you want an expert to build and maintain your portfolio, we’ve covered you with consulting options that can help you reach your goals.
Find the best investment product for you:
Personal stocks and bonds
ETF (Exchange-Traded Fund)
Need help building a diversified portfolio?
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* Vanguard average ETF cost ratio: 0.06%. Vanguard average mutual fund spending ratio: 0.10%. All average resource-based. Sources: Vanguard and Morningstar, Inc., as of December 31, 2019.
All investments are at risk, including the potential loss of money you invest.
Diversity does not guarantee gain or protect from loss.
Investing in bonds is subject to interest rates, credit and risk of inflation.
You must buy and sell Vanguard ETF shares through Vanguard Brokerage Services (we are free of those commissions) or through other brokers (which may charge a commission). For complete information, see Vanguard Brokerage Service: Commission and Fee Schedule. Vanguard ETF shares are not redeemable in any way other than the merger of millions of dollars worth directly with the issuing fund. ETFs are subject to market volatility. When buying or selling an ETF, you will pay or accept the current market price, which may be less than the net asset value.
Vanguard Personal Advisory Services is provided by Vanguard Advisory, Inc., a registered investment advisor, or Vanguard National Trust Company, a Federal Chartered, Limited Purpose Trust Company. Vanguard Digital Advisors services are provided by Vanguard Advisors, Inc. (“VAI”), a federally registered investment advisor. VAI is a subsidiary of VGI and an affiliate of VMC. Neither VAI, VGI, nor VMC guarantee protection from profit or loss.