Best First Travel Credit Card: Chase Sapphire Preferred


CNN underscored Financial products like credit cards and bank accounts are reviewed based on their overall value. If you apply and are approved for the card, we may receive a commission through the LendingTree affiliate network, but our reporting is always independent and objective.

With so many travel credit cards on the market today, it may seem overwhelming to try to choose the right one for you, especially if you have never had a travel credit card before. Should you be most concerned about the sign-up bonus? Are you worried about being able to redeem your points easily? Or is travel security the most important aspect of a travel credit card for you?

That’s why if you want to immerse yourself in the world of travel rewards, one of our favorite choices for the first time is the Chase Sapphire Preferred Card. Introduced 10 years ago, Sapphire Desire is still one of the best surrounding credit cards, especially for beginners. With its low $ 95 annual fee, easy-to-use points and advanced redemption prospects, this is a card that can grow with you over time.

But don’t take our word for it. Let’s dive into Chase Sapphire Preferred and compare it to today’s entry-level travel credit cards.

Chase Sapphire Preferred is one of those credit cards that always offers a relatively solid sign-up bonus, so you know you’re getting a good price when you first get the card. However, if you are thinking of applying for your first Travel Credit Card right now, you are in luck, because Sapphire Prefer is currently offering the highest bonus we have ever seen.

People who apply for Chase Sapphire today can earn 100,000 bonus points After purchasing 4 4,000 on the card in the first three months after opening the account.

Now, you may have noticed that Capital One-Venture: Rewards Credit Card is currently offering 100,000 miles as a sign-up bonus. And while this is a strong offer, the actual value of the Capital One bonus is less than the bonus of Chase Sapphire’s choice.

Miles earned through the Capital One Venture card are worth 1 percent per mile when you redeem them for travel purchases with the card. But when you redeem Chase Sapphire’s preferred points for a trip to Chase’s website, you’re getting 1.25 cents per point.

That means চে 1,250 more for travel than Chase Sapphire’s 100,000 bonus points of choice for Capital One Venture’s 100,000 bonus points. On top of that, you’ll have to spend a lot less on Sapphire Preference to earn the full sign-up bonus than on Capital One Venture $ ,000 4,000 in CSP vs. $ 20,000 in Venture.

There is no better way to start with a large stack of points than to start learning a lot more about the travel loyalty program. Chase Sapphire’s 100,000 bonus points of choice will inspire you about opportunities and enable you to instantly recoup your rewards for some great travel vacations.

Click here to get 100,000 bonus points at Chase Sapphire Preferred.


You can easily redeem your earned points by choosing Chase Sapphire for the post-epidemic holiday.

We promise you that using your travel points will be as difficult as it sounds to you – especially if you are earning points through the right program. This is one of the big reasons why we think Chase Sapphire is one of the first best travel credit cards of choice that the points it earns are extremely easy to use.

The points that Chase Sapphire prefers to earn are called Chase Ultimate Rewards and when it comes to redeeming Ultimate Reward Points for travel, there are two options: redeem them through Chase’s website, or transfer them to Chase’s Partner Loyalty Program.

If you are looking for the easiest way to redeem your points, then booking through Chase website is very easy. Chase has partnered with Expedia to run its travel website, which means you can also book any flight or hotel that you normally book through Expedia. There are no blackout dates or limited rewards – you can choose any flight or hotel.

The process works just like any other travel website: you search for a flight or hotel, choose the one you like and book it. But when you book, you can pay with points instead of cash. Even if you don’t get enough points for your entire tour, or if you don’t want to use all your points at once, you can pay some part of your trip with points and the rest in cash. Either way, your points are worth 1.25 cents per the price of your flight or hotel room.

How does it compare to other starter travel credit cards? Okay, we’ve already talked about Capital One Mile, which is worth just 1 percent each for travel. But what about the American Express?

Amex EveryDay® credit cards from American Express also earn points that can be redeemed for travel, but when your points are redeemed using, you get only 1 percent per point, and you only get airfare. Your points in hotel booking are even less valuable. And the City Thank You points are also worth only 1 percent when using them to book trips through the City’s website.

All information about the Amex EveryDay® credit card from American Express is collected independently by CNN. The Amex EveryDay® credit card from American Express No longer available via CNN.

Get up to 1,250 on travel price with 100,000 bonus points at Chase Sapphire Preferred.

Now, when you’re ready to take your credit card rewards one step further, you can transfer your earned Ultimate Reward Points with Chase Sapphire to 14 of Chase’s airline or hotel partners’ choices:

Aer Lingus AerClub Air Canada Airplane Air France-KLM Flying Blue
British Airways Executive Club Emirates Skywords Iberia Plus
Jet Blue True Blue Singapore Airlines KrisFlyer Southwest Fast Prize
United Mileage Plus Virgin Atlantic Flying Club
The world of life IHG Rewards Club Marriott Forest Fear

Ultimate Rewards Points shift these partners in a 1 to 1 ratio, so 100,000 bonus points from sign-ups offer the equivalent of 100,000 points or miles equivalent to any of these 14 airline or hotel programs. You can transfer as many or as many points as you want at any one time – the only rule is to transfer points in blocks of 1,000 points.

When you transfer points to another program, you are redeeming those points in that program and you are subject to the rules and rewards of that program. Although the process is more complicated than just booking on Chase’s website, it’s not that difficult when you understand the basics, especially if you focus on some domestic airlines and hotel programs and you can get more value for your points.

The Hyatt Hotel, for example, has some incredible features, both in the United States and internationally, and having 100,000 points in your back pocket can be a great luxury vacation. Spectacular Grand Hyatt Baha’i charges 20,000 World Hyatt Points per night, which means it’s available on dates for as long as you want, all you have to do is transfer your 100,000 Chase Points to your World of Hyatt account and then five free nights Redeem them directly with Hayat to stay.

While American Express, City and Capital One all have their own airline and hotel partners, Chase’s partners are popular because they include several easy domestic options, such as United Airlines, Southwest Airlines, Hyatt and Marriott. And as you learn more about the Ultimate Rewards program and its international airlines, the opportunity to travel around the world is endless.

Access Final Rewards Transfer Partners with Chase Sapphire Preferred.

If your flight is delayed or canceled, Chase Sapphire will help cover any unwanted costs desired.


If your flight is delayed or canceled, Chase Sapphire will help cover any unwanted costs desired.

While this is a relatively inexpensive travel credit card, Chase Sapphire Preferred offers an amazing protection while covering you both before and during your trip.

By simply using Sapphire Preferred Card for your flight, hotel and any other refundable travel activities, you will automatically receive trip cancellation insurance, trip delay protection, luggage delay insurance and primary auto rental insurance.

What does each of these protections do? OK, with trip cancellation insurance, if you have to cancel your trip due to covered conditions like illness or severe weather – or, yes, even separation restrictions due to the coronavirus epidemic – you will be reimbursed for your lost costs, all pre-paid, non- Up to $ 10,000 per person for refundable travel expenses and up to $ 20,000 per trip.

Trip delay protection is one of the benefits of our favorite Chase Sapphire, and which you can use more than you expect. If your flight is delayed by 12 hours or more (or requires an overnight stay), you’ll be able to claim up to 500 500 out of pocket যেমন such as hotels, taxis, meals, and even clean clothes না not just cardholders but all family members Those who have booked in the same reservation.

And while many travel credit cards nowadays offer auto rental damage coverage, Chase Sapphire is one of the few travel credit cards preferred. Primary Car rental coverage. Initial coverage means that if you have an accident with your rental car, you can file a loss claim directly to Chase on your credit card a second time instead of first filing a claim with your personal auto insurer. This means it is easier to keep your personal auto insurance premiums low by claiming less.

City Starter Travel Card, City Premier: Compare the travel convenience sapphire preferred suite with the card, which offers no travel protection despite charging the same 95 95 a year. Finding out if you have backed up travel insurance in the event of an unfortunate situation, and when booking a trip with Chase Sapphire Preferences will help keep your mind safe.

See if you qualify for the Chase Sapphire choice.


When you compare Chase Sapphire’s choice with other competitive travel credit cards from American Express, Capital One, and City, you can see how Sapphire stands the test of time, and why it remains a popular travel credit card.

So, if you start to get excited about traveling again as soon as the epidemic starts to subside and you think now is the right time to keep a travel credit card in your wallet, then you may want to like Chase Sapphire. Its the all-time highest 100,000-point sign-up bonus for breaking down walls and going one step further in booking your dream vacation.

Learn more and apply for a Chase Sapphire choice with a 100,000 point bonus.

Find out which cards CNN Underscore has chosen as ours The best travel credit card of 2021.

Get all the latest personal money deals, news and advice on CNN Underscored Money.

Source link

Related Articles

Leave a Reply

Your email address will not be published. Required fields are marked *

Back to top button